What a Lazy K account is, and what it is not.

These terms cover your Lazy K account, member contributions and Horse Hub Plus. The privacy policy explains information use, retention and requests. Nothing here removes a consumer or privacy right that cannot lawfully be waived.

The account

An account lets you save results from certain tools and keep basic horse profiles. Accounts are free and open to anyone. Signed in, you can read rider reports that have been approved. You are responsible for keeping your sign-in details to yourself.

The account itself is free and stays free. There is a paid subscription, Horse Hub Plus, which adds things on top of it. What it costs and what it unlocks is set out on the membership page, and the billing terms are further down this page. Nothing here promises that any particular feature stays free, but anything that moves behind the subscription would come with notice, and what you have already saved stays readable and stays deletable either way.

What you put in

Your horse records and saved results are yours. You keep whatever rights you have in them. We store them so the site can show them back to you, and we do not use them for anything else.

Anything you publish for other members to read is different, and it has its own sections below: what members publish to each other and the permission you give us. In short, you keep it, we may show it here, and deleting it is what takes it down.

Trail reports, in particular

• Report what you actually saw, on a date you actually went.
• Every new or edited report goes back into review before anyone else sees it.
• A reviewer can approve, reject or flag a report, and add a note. A reviewer cannot rewrite what you wrote. The security rules prevent it.
• Do not put anybody's personal information in a report: not yours, and not anyone else's. Reports include a free-text notes field, and nothing in the format or the security rules can stop you typing personal information into it. The rules limit the size and shape of a report; they cannot read what it says. Whatever you write there is reviewed by a person and, once approved, shown to other members.
• Agency rules beat rider reports. A report is one rider's experience on one day; the land manager decides what is allowed. Always check the linked official source before hauling.

What members publish to each other

Beyond your own private records, a subscriber can publish four kinds of thing that other subscribers read: rider reports, trailheads, photographs and comments. Everything in this section applies to all four unless it says otherwise.

You are credited by a label you choose, and you may leave it blank. It is never your email address, and it is never your account name, unless you type one of those in yourself. Other members do not see which account a contribution came from.

Publish what is yours to publish, and what you actually saw. Do not post anything you do not have the right to post, anything unlawful, and nothing aimed at harassing a person or a business.

The permission you give us for what you publish

You keep ownership of everything you upload or write. A photograph you took is yours. Nothing here transfers it to us.

What you give us is permission to store it, process it and show it on this site to other members. A license is the legal word for that permission, and it is worth using once so you know what this section is: a license, not a sale, and not a transfer of anything you own. For a photograph, processing means the technical work described on the member privacy page: we re-encode it, strip the metadata out of it and make display sizes from it.

The permission does not end when your subscription does, and it does not end if you close your account, because other members may already be relying on what you posted. What ends it is deleting the thing itself, which you can do at any time, paid or not. Once you delete it we stop showing it.

You are not paid for anything you publish, and you are not owed anything if we choose not to show it.

Saying you have the right to post it

Before a photograph uploads, the form asks you to confirm that it is yours to share. That confirmation means what it says: you took the photograph, or the person who did has agreed to it appearing here, and showing it here breaks no agreement you have made with anyone else.

Your account records which version of that confirmation you agreed to, and when. If a confirmation turns out not to have been true, we will take the photograph down when we find out, and we may close the account that posted it. If somebody makes a claim against us because of something you posted that was not yours to post, that is on you rather than on us, to the extent the law allows.

Other people, and what is in the frame

The upload form asks two things of you, and this is where they become rules rather than requests.

• Do not photograph identifiable people without asking them. A rider in the distance is one thing; a face is another. Ask.
• Do not photograph things that give away access or identity: gate codes, lock combinations, number plates, a private address on a sign.

We will reject or remove a photograph that breaks either of these, and we do not need the person in it to complain first. If you are the person in a photograph and you did not agree to it, email Kat and we will take it down.

Moderation: what is checked before, and what after

The two are genuinely different and it is worth knowing which you are in.

• Photographs, rider reports and trailheads are checked before anybody sees them. Nothing is visible to another member until Kat or a trail moderator approves it. An edit sends it back for checking again.
• Comments appear immediately. They are read afterwards rather than beforehand, so a comment is public the moment you write it.

We may hide or remove anything that is inaccurate, unsafe, not yours to post, aimed at a person, or against these terms. We may also remove something for a reason we have not thought of yet, and we would rather say that than pretend the list is complete.

A hidden comment stays visible to you, and you can still edit or delete it. What you cannot do is put it back up: only a moderator can change whether something is showing. A moderator can change that, and cannot rewrite your words. The security rules enforce both halves.

If you think we got it wrong, email Kat and say so. A person will look at it again. There is no formal appeal beyond that, and we are not going to invent one we could not staff.

Reporting something

Every contribution has a way to report it. Use it for anything inaccurate, unsafe, or that should not be here.

Reporting something does not hide it. It raises it with a moderator, who decides. That is deliberate: otherwise a report would be a way to switch off somebody else's contribution. Reporting is not anonymous to us, though the member you report is not told who reported them. The member privacy page says what we see.

Horse Hub Plus: what you are agreeing to when you subscribe

• Payment is taken by Square, on Square’s own page. No card details are entered on this site and none are held here.
• You must be 18 or over to subscribe. A free account is open from 13, but buying a subscription is a payment agreement, so it is adults only. If you are under 18 and want Horse Hub Plus, it has to be bought by a parent or guardian on their own account.
• The price can change, and we will tell you before a changed price is charged, with enough notice to cancel first. A price you are already paying is not changed partway through a period you have paid for.
• One subscription per account. If two ever end up on one account, tell us and we will sort it out.

Canceling

You can cancel at any time, yourself, from your dashboard. You do not have to email anybody, you do not have to give a reason, and you do not have to ask permission. The button is on your dashboard whenever there is a live subscription to cancel.

Canceling stops the next payment. It does not end your access on the spot: you keep Horse Hub Plus until the end of the period you have already paid for, and then it lapses. Cancel on day two of a month and you have the rest of that month.

Refunds

That is the whole policy for the ordinary cases, and it is worth naming them so nobody has to guess. We do not refund a change of mind, a subscription somebody forgot to cancel, time that went unused, a period you were away, or a decision that Horse Hub Plus was not for you after all. Canceling is one press on your dashboard and it takes effect immediately for the next payment; that is the remedy, and it is why the policy can be this plain.

The four things we do put right

A refusal to refund is not a refusal to fix a mistake, and these are ours to fix rather than yours to absorb. Email kat@lazykhorsemanship.com and we will sort it out.

• You were charged twice for the same period. The duplicate goes back.
• You were charged after you canceled. That payment goes back, in full.
• Somebody used your card without your permission. Tell us and tell your bank; we will refund from our side and close the subscription.
• We charged the wrong amount, or Horse Hub Plus was unusable for a stretch because something on our side was broken. We will put it right, either as a refund or as time added on, and we will tell you which and why.

These are the exceptions in full. We are not promising to review every request against a private standard nobody can read: if what happened to you is on this list, say so and it gets fixed, and if it is not, the answer is the policy above.

Before you call your bank

Email Kat first. Not because a chargeback is forbidden, but because it is the slowest way to get your money back and it costs us the payment plus a fee whatever the outcome. Almost everything people raise with their bank is on the list above and would have been settled the same day.

If you do not recognize a charge, check the name on the statement before disputing it. Payments run through Square, so the entry may not read the way you expect. Ask us what it was; we can tell you the date, the amount and the plan.

If a chargeback is raised on a subscription, we may cancel it and close the account it belongs to, and we will not usually take that account back afterwards. We will still talk to you, and if the dispute was one of the four things above we will treat it as that rather than as a dispute.

Nothing in this section removes a refund right the law gives you and does not let you waive, or your right to dispute a payment with your card issuer, or any right you have under the consumer law where you live. Where you have one, you have it, whatever this page says.

If a payment fails

Square will retry a failed payment on its own schedule. You keep access to the end of the period you last paid for, and if the payment is never made, the subscription stops and access lapses. We do not take access away in the middle of a period you have paid for because a later payment failed.

What happens to what you published when a subscription ends

Canceling, lapsing and closing an account are three different things, and none of them deletes your work.

• What you wrote and uploaded stays. Approved reports, trailheads, photographs and comments carry on being shown, because other members rely on them.
• Deleting your own work never requires paying us. Use a delete control where available, or email Kat for removal, including a trailhead or report that has no self-service removal option after a subscription ends. We handle requests under the privacy policy.
• What you lose is adding and reading. Without Horse Hub Plus you cannot post new contributions, and you cannot read other members’ contributions.
• Your favorite trails are kept and stay private to you. You can still remove one without a subscription; what you cannot do is read the member contributions on the trails in the list.
• Your private records are not touched. Horses, saved tool results and property plans are yours and stay readable and deletable on a free account.

Things posted before any of this

If you contributed something to this site before these terms were written, we have not reclassified it and we have not taken anything of yours into a wider permission than you gave at the time. Going on using the account after this version means these terms apply from here on. If you would rather your earlier contributions came down, email Kat and we will remove them.

What this site is not

Everything here, guides, calculators, trail data and reports alike, is educational. It does not replace a veterinarian, a farrier, a trainer or the land manager. Horses are large animals and riding is risky. Decisions about your horse, and about where and whether to ride, are yours.

Trail information comes from public agency sources and from other riders. We check what we can and label where every fact came from, but we cannot guarantee a trail is open, safe, or suitable for your horse today.

Fair use

Please do not attempt to break the site's access controls, read other members' records, submit reports you did not gather, scrape the site wholesale, or use it to harass anyone. We may suspend an account that does.

Ending it

You can stop using the account and remove individual horses and saved records. Whole-account deletion is handled by a person: use Account Settings or email Kat. We verify the request, check and stop linked recurring subscriptions, and remove account data under the retention and deletion policy. You do not have to cancel a subscription separately before requesting deletion.

We may restrict an account that breaks these terms and explain why, unless doing so would compromise safety or a legal obligation. If we close a paid account, we stop its subscription; any refund is determined by the refund policy and applicable law. If we close it for a reason of our own rather than yours, we refund the unused paid period.

Age

You must be at least 13 to create a free account. If you are 13 to 17, a parent or guardian must review these terms and the privacy policy and permit your use. Accounts for children under 13 are not offered, even with parental permission.

You must be 18 or over to buy a subscription. A parent or guardian can buy on their own account. If we learn that a subscription was bought by someone under 18, we cancel it and refund the unused period, subject to any further rights provided by law. See the minors privacy provisions for safeguards and requests.

Liability

This site is provided as it is, with no warranty of any kind. The calculators, planners and guides are educational tools, not veterinary, farrier, engineering or legal advice, and they can be wrong. You are responsible for decisions you make about your horses and your property.

To the extent the law allows it, Lazy K Horsemanship is not liable for indirect or consequential loss arising from your use of this site, and our total liability for anything connected with it is limited to what you have paid us in the twelve months before the claim, which, for a free account, is nothing, and for a subscriber is the subscription payments you have made in that time.

What other members write is theirs, not ours. Rider reports, trailheads, photographs and comments are one person’s account of one day. We check them, but checking is not verifying, and a subscription does not buy a guarantee that any of it is right or current. A trail can close, a bridge can wash out and a description can be wrong. The land manager decides what is open, not us and not another rider.

Some places do not allow limits like that. Where they do not, they do not apply to you, and nothing here removes a right you have that cannot be removed.

Keeping and deleting your data

The privacy policy's retention schedule applies to saved records, contributions, orders, support and payment records. Account deletion is handled manually after identity verification; we aim to complete requests within 30 days of receipt, subject to the deadlines, verification process and limited exceptions explained there.

Authorized Lazy K administrators can read saved account records. Removing the account also includes a review of contributions and associated files. We explain records retained for accounting, legal or security reasons and their retention period; these exceptions do not justify keeping all of your horse records or property plans.

Governing law

These terms are governed by the law of the State of Montana, and any dispute belongs in the state or federal courts serving Flathead County, Montana.

Changing these terms

We date and version these terms and show a material-change notice in Account Settings. The September 9, 2026 update clarifies retention, deletion and minors' use. When consent is required, we ask before applying the change. Continuing to use an account does not waive your privacy or consumer rights. You can request a copy or deletion of your information without accepting an update.

Questions

Email kat@lazykhorsemanship.com. Read the site and member privacy policy. Directory terms · directory privacy.

Version 2026-09-09.1. Effective September 9, 2026. Written in-house; no lawyer has reviewed these terms. This is not legal advice.